Home Loan Calculator
Plan Your Home Loan Smartly
Calculate your EMI and see exactly how a small extra payment saves lakhs in interest.
Monthly EMI
₹0
Total Interest
₹0
Total Payout
₹0
Interest Saved
₹0
Loan Parameters
Loan Amount
₹1 L₹5 Cr
Interest Rate (p.a.)
5%20%
Loan Tenure
1 Yr30 Yrs
Extra Monthly Payment
₹0₹1 L
EMI Breakdown
Monthly EMI
₹0
Per Month
Total Interest
₹0
Extra You Pay
Total Payout
₹0
P + Interest
Principal vs Interest
Interest %
0%
Principal
Interest
Year-by-Year Repayment
Cumulative Paid
Outstanding Balance
Save on Loan — Prepayment Analysis
Savings Summary
Original Tenure
20 Yrs
EMI: ₹0
New Tenure
— Yrs
Pay: ₹0
Years Saved
0 Yrs
Closed Early
Interest Saved
₹0
Net Savings
Add an extra monthly payment above to see your personalised savings.
Outstanding Balance Over Time
Without Prepayment
With Prepayment
Side-by-Side Comparison
| Metric | Without Prepayment | With Prepayment | You Save |
|---|---|---|---|
| Monthly Payment | ₹0 | ₹0 | — |
| Loan Tenure | 0 Yrs | 0 Yrs | — |
| Total Interest | ₹0 | ₹0 | ₹0 |
| Total Payout | ₹0 | ₹0 | ₹0 |
Year-wise Amortisation Schedule
| Year | Opening Balance | Principal Paid | Interest Paid | Total Paid | Closing Balance |
|---|---|---|---|---|---|
| Total | — | ₹0 | ₹0 | ₹0 | ₹0 |
